A well-dressed young man is sitting alone in a bar, staring grimly into his drink. “Is there anything wrong?” asks the barman.

“Well, three months ago my grandfather died and left me ￡100,000,” replies the young man.

“That doesn’t sound like anything to be upset about,” says the barman.

“Yeah,” said the young man, “but then two months ago an uncle on my mother’s side died. He left me ￡95,000. And only last month an aunt passed away, leaving me her house.”

“So why are you sitting here looking so unhappy?” asks the barman.

The young guy takes a swig of his drink and replies, “This month, so far, fuck all.”